If a neighbour slips on my sidewalk and threatens to take me to court for damages, will my policy protect me?

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If a neighbour slips on my sidewalk and threatens to take me to court for damages, will my policy protect me?

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Yes. Your policy will pay for damages if the accident is the result of your negligence. It will also pay for: • Legal costs of defending you against a claim • Medical expenses arising from injuries that you are not negligent for, to persons who do not live in your household (covered under the medical payments part of your homeowner policy) The standard amount of liability protection is $1,000,000.

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