If a non-resident Florida agent spends winter months in Florida, will the agent have to obtain an agency license in Florida if the agent sells any insurance while living in Florida?
It depends. If an agent rents office space and advertises that it is an agency, yes. The agent would have to have a resident insurance agency license for that location. If people in the non-resident agent’s condominium and community know that he or she is an agent and seek assistance, the agent would not have to have a license or registration. There are many variations of how an agent may actually engage in business as an insurance agent while in Florida and these will have to be handled on a case-by-case basis. Contact the department’s Help Line at 850-413-3137 for further assistance.
