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If a wind storm damages or uproots a tree in my yard, will my Homeowners Policy cover the cost of the tree and the debris removal?

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If a wind storm damages or uproots a tree in my yard, will my Homeowners Policy cover the cost of the tree and the debris removal?

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No. Wind is not a covered peril for landscaping and trees. There would be no coverage for the tree or the cost to remove the debris. However, if the tree landed on your home, your policy would cover the damages to the house and there would be a limited dollar amount of coverage in the policy to “remove” the tree from the house.

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