If a wind storm damages or uproots a tree in my yard, will my Homeowners Policy cover the cost of the tree and the debris removal?
No. Wind is not a covered peril for landscaping and trees. There would be no coverage for the tree or the cost to remove the debris. However, if the tree landed on your home, your policy would cover the damages to the house and there would be a limited dollar amount of coverage in the policy to “remove” the tree from the house.
Related Questions
- Wind caused my tree to fall on my house, which caused damage to my roof. Does my homeowners policy cover the damage to my house and pay for the removal of the tree from my property?
- During a storm, a tree from my neighbors yard fell and destroyed my fence. Does my homeowners policy pay for the damage or does my neighbors policy?
- If a wind storm damages or uproots a tree in my yard, will my Homeowners Policy cover the cost of the tree and the debris removal?