If an employee promises, in writing, not to submit any of her husbands medical expenses to a health FSA, does this make him eligible to contribute to a Health Savings Account?
Answer No, if the employee is participating in a traditional, general-purpose health FSA, then her husband would be ineligible to contribute to a Health Savings Account. This is because one of the requirements for Health Savings Account eligibility is that an individual not be covered by any non-HDHP health coverage. Since a general-purpose health FSA is a type of no-deductible health coverage, and the employee’s husband is covered under the health FSA (his medical expenses are eligible for reimbursement), he is ineligible to contribute to a Health Savings Account.
Related Questions
- May Health Savings Account money be used on medical expenses that do not count as covered expenses under the insurance policy?
- Tax 31 Are medical expenses incurred and paid by a business tax deductible if not paid through a health savings account?
- How does this affect an employees access to the health FSA for medical expenses before or after the QRD?
