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If I undergo a collision, and it is the other driver’s fault, will property damage coverage offer coverage to repair my auto if the at-fault party has no coverage?

Auto collision coverage damage driver fault Offer Property Repair undergo
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If I undergo a collision, and it is the other driver’s fault, will property damage coverage offer coverage to repair my auto if the at-fault party has no coverage?

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A. No. If you cause any damage to others’ property, then it is covered by property damage coverage. In case you want your own vehicle to be repaired, then you should get collision coverage.

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