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If the applicant presently resides in subsidized housing, do we consider the total rent or the amount of rent that is actually paid by the applicant when determining the rent to income ratio?

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If the applicant presently resides in subsidized housing, do we consider the total rent or the amount of rent that is actually paid by the applicant when determining the rent to income ratio?

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A. We use the amount of rent the applicant currently is paying out of pocket. Sometimes we are not doing the family a favor by taking them out of adequate subsidized housing and putting them in a Habitat home with a much higher monthly house payment.

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