Im having a baby: Do I have to pay a copay every time I go for a prenatal visit. And, how are hospital and delivery charges handled?
There is an initial copay charge for the pregnancy diagnosis (the first visit); visits thereafter are covered at no charge. The remaining maternity visit charges are covered by one global fee subject to the inpatient copay, deductible and coinsurance upon hospital admission/delivery. Charges include prenatal, delivery and postnatal care as well as circumcision. Please note: You must add your newborn to the plan within 30 days of birth to avoid pre-existing condition limitations and/or waiting periods.
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