Im trying to get flood insurance and Id like to know what my flood zone is?
Well, lets define a flood zone first. Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of it’s risk of flooding. Everyone lives in a flood zone — it’s just a question of whether you live in a low-, moderate- or high-risk area. What your insurance company does to check the flood risk of your property is consult a Flood Insurance Rate Map (FIRM). A FIRM is a map created by the National Flood Insurance Program (NFIP) specifically for floodplain management and insurance purposes. A FIRM will generally show a community’s base flood elevations, flood zones, and floodplain boundaries. Be aware that these maps are constantly being updated with new information based on changes in geography, construction and mitigation activities, and meteorological events. If you are finding that flood insurance is very expensive for you, you might be in a Special Flood Hazard Area (SFHA). Basically, an SFHA indicates a f
