In a nutshell, what are AgoraPay's services? Do I have to use them all?

AgoraPay: Real-time credit card acceptance EFT: Check payment acceptance (via electronic funds transfer) Agora.cgi: Robust website shopping cart service FormWizard: Easy website order form creation You don't have to use all of these services. Registration with AgoraPay allows you to use as many of them as you'd like. How does AgoraPay's process work? Please see this brief summary. Why should I use AgoraPay? • More Sales. With the explosive growth of Internet shopping, you can't afford not to accept payments online. AgoraPay allows you to give your customers multiple payment options; whether they choose to pay with a credit card or a checking account, they can make their payments immediately--and securely--at your website. • Simplicity. AgoraPay provides hands-off payment acceptance. Though you are welcome to enter your customers' orders manually, AgoraPay is designed to spare you that effort. You don't need to handle any transactions yourself. Your customers can enter their own ...  more