Is a NexPay Prepaid Visa a normal debit card or credit card?
A. NexPay Prepaid Visa Cards are not credit cards, charge cards or debit cards. NexPay Prepaid Cards are re-loadable cards managed by AerisCard International LLC. Each time the card is used, the value of the purchase is deducted from the funds available on the card. Funds may only be loaded onto the card by AerisCard International LLC. These funds loaded represent commission earned by the cardholder as a distributor of Nexagen USA products.