Is a spouse responsible for debt?
On One Hand: In Some Cases, YesA spouse is responsible for debt if he or she is a joint holder on the account in question. If the couple lives in a community property state, such as Arizona or California, each spouse is jointly responsible for all debts acquired during the marriage. For example, joint holders on a credit card are equally liable for payment.On the Other: In Some Cases, NoA spouse is not responsible for debt if he or she is not a joint holder of credit cards or other debt, and if the couple does not live in a community property state. For example, if you are merely an authorized user of your wife’s credit card, you may not be liable for payment.Bottom LineIf both spouses have joint ownership of a liability, they are both responsible for its payment. In some cases, a spouse may not be responsible for debts taken on without his consent or knowledge, or by one spouse before the marriage. Check your state’s laws to determine if you are liable for payment.Source:Creditcards:
