Is An Indemnity Health Care Insurance Plan Still A Good Option?
It wasn’t to long ago that the most popular form of health insurance was the indemnity heath care plan. This form of health insurance also sometimes referred to as a “fee-for-service” health care plan were preferred over other coverage or plans provided by health insurance companies or providers because they gave the insured the opportunity to choose their own hospital, doctor or health care specialist. Unfortunately, with the rapidly rising costs of medical treatment and hospitalization these plans have taken a back seat to managed health care plans. In fact, most of today’s companies only really offer their employees the opportunity to sign up for a managed health care plan if they even offer health insurance coverage as a benefit of employment. As was previously mentioned indemnity health care plans were extremely popular because they gave the freedom for anyone subscribing to this form of insurance the ability to keep their own doctor or physician and seek health care from a hospit
