Is anyone laid off from Sept. 1, 2008, through May 31, 2010, eligible for the full premium subsidy?
Yes, with two exceptions. Under the first exception, employees terminated for gross misconduct would be ineligible for COBRA and the subsidy. Also ineligible are laid-off workers with annual adjusted gross incomes exceeding $125,000 for individuals and $250,000 for couples in the year or years the subsidy was available. Q: The subsidy generally begins March 1, 2009. Would individuals laid off since Sept. 1, 2008, and who opted for COBRA then be entitled to a subsidy for the months in which they paid the full premium? No. The subsidy is prospective. It would be provided only for coverage starting on or after March 1.
