Is going without home contents insurance a risk worth taking?
Think about the increasing numbers of storms in the UK and the extensive flood damage that led insurers to pay out more than 3billion in claims last year. Even if you take out buildings insurance to cover your bricks and mortar you wont be covered for anything that isnt a permanent fixture or fitting unless you have home contents insurance too. All it takes is a kitchen accident or a dropped cigarette to set a home on fire, and the threat of theft and burglaries is one risk no homeowner can control. Policies can also cover you in the event of an injury in your home and for liability if someone was injured within your home as a result of your negligence. Take a quick survey of the value of the contents in your home and their monetary value and ask yourself if you could afford replacements if the worst did happen? Once youve made an honest assessment of the value of your home contents, use a home insurance comparison tool to compare the quotes available. A typical family of four could sp
