Is good group health insurance available through unions, clubs, associations, etc?
An employer pays part of the insurance plan’s cost as a fringe benefit, so I’m afraid you’ll never find anything that matches your own employer’s plan for price. Check with your parents and siblings who are employed by substantial companies. Company health insurance plans often have optional extensions to cover close relatives. A key phrase is “affinity groups.” Any group that’s big enough to spread the risk can save you money. You need not be interested in the group’s speciality to join. The American String Teachers Association has good deals on musical instrument insurance, and perhaps on health insurance, too. They accept anybody who pays their dues. Try fraternal organizations: Elks, Shriners, Toastmasters, etc. The Polish-American Mutual Benefit Society is big in New York, and there are many others. Check for any ethnicity you have even a tiny amount of. Law firms are old-fashioned in many ways, and many still have the sort of coverage that other employers have dropped. I type for
