Is It Easy To Repair Your Bad Credit & Personal Loan Record?
Credit card debt is easy to ignore. You make the monthly minimum payment on your credit card debt and you just keep charging. Have you thought about the fact that you are spending your retirement money now? Do you know how much money you need to retire comfortably? To retire in comfort requires planning now, not later. It is difficult to estimate the future spending power of your dollars but any money saved is better than no money. Credit card debt and retirement just dont equate. You can plan and estimate the price of vacations you take, the costs related to the vehicle that you drive or your monthly expenditure on food. The future value of your dollar has you stumped. Financial Planners tend to give high estimate of what you will need to retire, not taking into account that most people reduce their spending dramatically in retirement. The lack of exact numbers does not remove the need to plan and save to retire. If you have a heavy credit card debt load, whats going to happen when in