Is Medicare Humana any good for prescription coverage?
Humana does have very good prescription coverage. You need to check the formulary to make sure his meds are covered. At $200 per month he is very close to going into the donut hole, so you need to be aware of that. They have 3 stand-alone Part D prescription plans. The Standard plan has a $265 deductible and no coverage in the donut hole, the Enhanced plan does not have the deductible but still has no coverage in the donut hole, and the Complete doesn’t have the deductible and it covers generics in the donut hole. They also have several Medicare Advantage plans which include Part D. You should contact a local independent agent that deals with Humana and also most other plans. They will help you find the best plan and they don’t charge anything for the service. You will want someone who can do a prescription analysis of his meds to find the plan that covers best and can keep him out of the donut hole if possible.
