Is nontrucking liability insurance the same thing as bobtail insurance?
Technically no, but often people use the terms interchangeably, which adds to the confusion. As a general rule, most permanently leased owner operators carry nontrucking liability insurance. For some reason, however, most people still refer to this coverage as bobtail insurance. In reality true bobtail insurance is not widely available. CCI Underwriters, Inc sells nontrucking liability insurance. We do not provide true bobtail insurance. If your fleet says you need bobtail insurance, ask them if nontrucking liability will be accepted. The answer will generally be yes. If I’m in an accident what type of coverage would pay to repair my truck? Physical damage insurance. Many people refer to this coverage as collision insurance. My trucking company insists that I purchase my physical damage and nontrucking liability insurance through them. Is that proper? Probably not. Many trucking companies offer truck insurance programs as a savings and convenience to their owner operators. However, thi
