Is Short-Term Disability Insurance for Pregnancy Worth It?
Short-term disability insurance can cost anywhere between 1 to 3 percent of your annual salary. The benefits it provides during pregnancy are immeasurable. Having this insurance can alleviate the worry about income during what should be a special time at home with your child. It creates a steady income that might not otherwise exist. This provides more time with your child and adequate time for your healing. You can be secure that your household expenses will be paid as usual. In addition, this insurance provides for complications during pregnancy that might require you to stop working prior to delivery. If your child is born prematurely and requires additional time for care by a parent, your expenses will still be covered while you are out of work. Should you experience postpartum complications or illnesses at least a portion of your salary will be paid, allowing you to focus on improving your medical conditions. When Should You Get Coverage? You should get short-term disability insur
Short-term disability insurance can cost anywhere between 1 to 3 percent of your annual salary. The benefits it provides during pregnancy are immeasurable. Having this insurance can alleviate the worry about income during what should be a special time at home with your child. It creates a steady income that might not otherwise exist. This provides more time with your child and adequate time for your healing. You can be secure that your household expenses will be paid as usual. In addition, this insurance provides for complications during pregnancy that might require you to stop working prior to delivery. If your child is born prematurely and requires additional time for care by a parent, your expenses will still be covered while you are off of work. Should you experience postpartum complications or illnesses at least a portion of your salary will be paid, allowing you to focus on improving your medical conditions. When Should You Get Coverage? You should get short-term disability insur
