Is the house built to the windstorm building code and eligible for wind and hail insurance?
In the first tier counties along the Texas coast, it is in the best interest of a homeowner to require the builder to furnish a Certificate of Compliance upon completion of the home. The Certificate of Compliance is “proof of eligibility” for wind and hail insurance coverage through the State’s catastrophe pool, the Texas Windstorm Insurance Association (TWIA). Homeowners may contact TDI at 1-800-248-6032 or search www.tdi.state.tx.us for more information about the Windstorm Inspection Program or search for the Certificate online. 2. Wind-resistant roofing material conforming to ASTM D 3161 (or better) requirements. Choose products that have been tested to ASTM D 3161 and have a 110 mph wind resistance or higher. 3. Class 4 impact-resistant roofing material. Roofing products are tested for impact resistance using the UL 2218 impact resistance test. Approved products are classified 1 through 4, Class 4 being the most resistant. In an area where windborne debris is likely, Class 4 would
