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Is there any requirement that the insured or self-insured health plan accompanying an HRA be a high deductible or catastrophic plan?

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Is there any requirement that the insured or self-insured health plan accompanying an HRA be a high deductible or catastrophic plan?

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A. No, HRAs can be independent of a medical plan, or the employer may require employees to participate in a combination of an HRA and a medical plan. If combined, there are no rules regarding the particular type of plan that accompanies the HRA.

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