Is windstorm/hail or hurricane insurance ever required?
There are unique hazards an investor or bank may require coverage for that are not included on typical homeowner’s policies or fire polices. These include, but are not limited to, windstorm/hail or hurricane threats. There are coastal areas in the United States where this is included as standard coverage. If the homeowner’s insurance policy limits or excludes any requirements such as windstorm/hail or hurricane, then a separate policy covering these dangers must be provided.
