Isn consumer-driven health care all about health savings accounts (HSAs) and high-deductible insurance policies?
David E. Williams of the health business blog states that a “typical consumer-directed health plan includes a high-deductible PPO plan coupled with a Health Savings Account (HSA).” (For an explanation of those, go here.) Although HSAs and high-deductible policies are an important part, it highly inaccurate to think that those are the only things involved in consumer-driven health care. Consumer-driven health care also means: Giving consumers more choice of health insurance policies; empowering patients by giving them more control over the dollars spent on more expensive health care treatment; rolling back government regulations that interfere with consumer’s health care choices and providers ability to innovate.
