Isn whiplash something people claim just so they can collect insurance money?
There are varying degrees of injury with a whiplash type injury. It can be healed in a relatively short time or can have long term complications. It really depends on the extent of the injury. Here is a pretty good video describing what actually happens during a whiplash causing injury( be sure to have your speakers on) : http://www.drjames.net/whiplashwhatreallyhappens.