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I’ve had a recent Chapter 7 Bankruptcy (liquidation of assets). How long do I need to wait before I’m eligible for the VA home loan?

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I’ve had a recent Chapter 7 Bankruptcy (liquidation of assets). How long do I need to wait before I’m eligible for the VA home loan?

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Generally, with a Chapter 7 bankruptcy the VA loan requires 2 years from the discharge date of the Bankruptcy before financing becomes available. There are, however, certain uncontrollable circumstances such as medical conditions that allow for financing 1 year after the discharge date but these are very rare.

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