My son/daughter is over the covered age for dependents, but is totally disabled. Can he/she still be considered a covered dependent under my plan?

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My son/daughter is over the covered age for dependents, but is totally disabled. Can he/she still be considered a covered dependent under my plan?

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Yes, if the Dependent child who is Totally Disabled meets the definition of being incapable of self-sustaining employment by reason of mental retardation or physical handicap, is primarily dependent upon the covered Employee for support and maintenance, is unmarried and covered under the Plan when reaching the limiting age. Please see your Plan Document under “Eligibility, Eligible Classes of Dependents” for more details.

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