My spouse is being sued, can they garnish my wages if a judgement is made?
NO! they can not garnish a spouses wages unless the debt was a joint account. Now as to her defense. Make sure she shows up for the court hearing. She may be considered “Judgment Proof” during periods of unemployment or while drawing disability pay or disability retired pay. Also, if she has no assets such as home, car, land, and other big-ticket items. In other words, she has no money and can prove it! Even though they cannot collect anything from her now, they can wait many years and try again. Also, the judgment will show up on her credit report. Special Note: Judgment-proof is the commonly used term but a more accurate term would be “execution-proof”! Although creditors and debt collectors win lawsuits, they still have to collect thus, if you are penniless you are insulated not from judgment but from execution (collection of the debt – at least temporarily). If you lose your “judgment proof” status due to new employment, the creditor or collector can seek a judgment and ask for a w
