Recent rainstorms have flooded my basement and caused damage to some of its contents. My Homeowners policy will cover it, correct?
A. Maybe!!!!! Flood coverage is generally excluded on the basic homeowners policy. However, some homeowners policies provide coverage for backup of sewers and drains that cause flooding in your basement. This coverage can be purchased for an additional premium. Check with your Account Representative see if this coverage is provided and how much it costs.
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