Section II — What Are My Medigap Rights?
If you will be changing to the Original Medicare Plan, you should also think about whether you need to buy a Medigap policy. It is important that you read all of Section II to find out if you have Medigap rights and to help understand your choices. If, after reading this section, you still have questions about your Medigap rights, call the Community Leaders Assisting the Insured of Missouri (CLAIM) Program, your State Health Insurance Assistance Program at 1-800-390-3330 (TDD 1-800-735-2966 number for the hearing impaired). Counselors can help you determine your Medigap rights. If you decide to buy a Medigap policy, they can also help you find the Medigap policy that is right for you. You can also receive assistance from the Consumer Affairs Division of the Missouri Department of Insurance at 1-800-726-7390. There are some health care costs that the Original Medicare Plan does not pay for, including deductibles and coinsurance. Many insurance companies sell Medicare Supplement Insuranc
