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Should I contact an outside agency (i.e. a debt management company)?

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Should I contact an outside agency (i.e. a debt management company)?

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Before speaking to a debt management company Philips suggest anyone experiencing debt problems should seek independent advice from Community Legal Advice. This is a free and confidential advice service paid for by legal aid. Call on 0845 345 4 345 or visit www.communitylegaladvice.org.uk.

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