Under what circumstances may a consumer reporting agency lawfully take longer than three days (or 15 minutes) to lift the security freeze?
A consumer reporting agency can disregard the time requirements for lifting a security freeze if any of the following circumstances occur: • An act of God, including fire, earthquake, hurricane, storm or similar natural disaster or phenomenon; • Unauthorized or illegal acts by a third party, including terrorism, sabotage, riot, vandalism, labor strikes or disputes disrupting operations, or similar occurrence; • Operation interruption, including an electrical failure, an unanticipated delay in equipment or replacement part delivery, computer hardware or software failures inhibiting response time, or similar disruptions; • Governmental action, including an emergency order or regulation, a judicial or law enforcement action, or a similar directive; • Regularly scheduled maintenance, during other than normal business hours, of, or updates to, the consumer reporting agency’s systems; • Commercially reasonable maintenance of, or repair to, the consumer reporting agency’s systems that is unex
Related Questions
- Under what circumstances may a consumer reporting agency lawfully take longer than three days (or 15 minutes) to lift the security freeze?
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