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Up FAQ #8: Are debt collectors allowed to report charged-off debts to a CRA after receiving my dispute letter but before validating the debt?

April 26, 2017allowed charged-off collectors CRA debt debts dispute report

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Up FAQ #8: Are debt collectors allowed to report charged-off debts to a CRA after receiving my dispute letter but before validating the debt?

1 Answer

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No! The FDCPA requires debt collectors to cease collection of the debt once they’ve received a written dispute within the 30-day validation period and until verification is obtained.