What are high-deductible Medigap policies?
The Balanced Budget Act (BBA) of 1997 authorized insurers to offer high deductible Medigap policies, which are a variant of the standardized plans. These policies, also known as Plans F and J, have an annual deductible that increases annually. The reductions in premiums from high-deductible plans are substantial. If you are interested in these plans, please note that many state consumer guides only describe them in footnotes to the corresponding regular plan.
