What Are Kiva Loans?
Kiva loans are a slightly complicated process involving microlending. This is the lending of small sums of money to people, often in less affluent countries, who will use the money to enhance a business, pay off debt or otherwise achieve financial solvency through a loan. Part of the way that Kiva gets its money is through many individual lenders. They invest about $20 US Dollars (USD) or more that becomes part of the money loaned to those who need it.