What are my Dental plan choices with Cypress-Fairbanks ISD?
There are four dental choices for the current plan year. Fortis Indemnity Dental Plan – This is traditional insurance with deductibles ($50.00 per plan year) and co-insurance (100%, 80% or 50%) payments. However, it allows you complete freedom to choose any dentist you want. The plan may have pre-existing conditional limitations or exclusions and waiting periods for some services. Please read the plan summary and call the agent if you have questions before enrolling. Pinnacle DHMO Dental Plan – This plan is a pre-paid plan. Approximately 60% of your monthly premium is paid to the primary care dentist you enroll with. You must choose a primary care dentist at the time of enrollment. Each member of your family can enroll with a different primary care dentist. You can change your dentist selection at any time by contacting the plan’s customer service department. When you receive dental services you will be charged co-payments. There are no annual deductibles to be met; no claims to file.