What are my maternity care benefits in the GHI/CBP health plan?
You are covered for childbirth and for conditions related to pregnancy. Maternity care may be rendered by a doctor or certified nurse-midwife. The nurse-midwife must be authorized to perform the service under the laws of the state where the services are rendered. Benefits are available for maternity immediately upon enrollment. There is no pre-existing condition clause or waiting period. If you so desire, GHI can pay its obstetric allowance at the end of each trimester (15 percent, 25 percent and 60 percent respectively). Please note that when using a non-participating provider you are required to meet the deductible. You should consider using a participating GHI doctor and anesthesiologist. Your savings will be considerable. (For more details check the New York City Summary Program Description and GHIs and Empire Blue Cross booklet, For City of New York Employees and Retirees.) I have the GHI/CBP optional rider. Are my benefits increased? Yes, the enhanced reimbursement schedule porti
