What are “no fault” benefits, or personal injury protection, PIP?
Every insured driver in the state of Florida must carry PIP and property damage insurance of at least $10,000. These PIP benefits cover you or any member of you family who is injured, regardless of fault. The PIP coverage will pay 80% of your doctor and hospital bills, and 60% of your lost wages up to the policy limit. The policy limits may be more than $10,000 depending upon your own policy, but they may not be less than $10,000. You will require documented proof of lost wages and medical care before payment can issue.
