What are “short-term policies” and are they a good option?
Short term health insurance is a catastrophic health policy intended to last anywhere from one to twelve months. It requires a very short underwriting questionnaire so it’s much easier to obtain that regular insurance; however, pre-existing conditions in the last five years are not covered. We would only recommend these plans for one to two months time frame. Often a major medical plan can be obtained for not much more money.