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What are The Exclusions?

exclusions
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What are The Exclusions?

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The BlueLincs exclusions and limitations are listed on the schedule of benefits. Please review them carefully and call a Member Services representative for clarifications.

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Please take note that grandparents, cousins, aunts, uncles, in-laws, and other extended family members are generally excluded from these preference categories. Also note that your immigrant unmarried children have a far easier and quicker processing time than their married counterparts. If you expect to sponsor your children, it’s best they wait until getting their green card before marrying.

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Your health insurance has several limitations you should be aware of. You can look over the list in your insurance brochure.

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The only exclusions to the cover are: a) your situation is caused by circumstances such as a forecast change of weather conditions, which could reasonably have been anticipated at the date you started your trip b) you have NOT made adequate provision of resources or training or competence needed to complete your planned trip c) in the case of death of the GEOS Member, GEOS will not be responsible for the transportation of the body d) GEOS will endeavour to arrange a successful rescue but cannot accept liability for failed rescues due to unforeseen circumstances beyond their control A typical exclusion example would be going up a mountain in a T-shirt or high heels without reasonable necessary supplies

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• Any critical illness for which care, treatment,or advice was recommended or which was first manifested or contraced before the start of the Policy Period, or for which a claim has or could have been made under any earlier policy • Any critical illness diagnosed within the first 90 days • Death with in 30 days following the diagnosis of the critical illness. • Presence of HIV/AIDS infection • Treatment arising from or traceable to pregnancy or childbirth, including caesarean section, birth defects. • War, invansion, act of foreign enemy, terrorism, hostilities (whether war be declared or not) civil war, rebellion, revolution • Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorities for combating terrorists, rebels and the like.

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