What are the good practices in creating and maintaining a password?

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What are the good practices in creating and maintaining a password?

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You are requested to choose a password that is not a dictionary word and not guessable from your personal information known to others such as names in the family, vehicle numbers, Birth dates etc. You should change your password frequently. Please do not write it down password somewhere. Do not divulge your password to anybody even if they claim to be from the bank.