What are the long term objectives of the MIA research team?
The overall long term objective is to engage in cutting edge empirical research on micro-insurance and build a solid evidence base for further policy in this direction. Specifically through this EC-funded project, we wish to assess the impact of CBHI on access to health care, financial protection and ultimately the health status of a population. Specific long term objectives of the MIA research team are the following: (a) to understand the impact of micro insurance holistically, (b) to develop best practices in the micro insurance sector, (c) to develop a cadre of multi-disciplinary researchers, (d) to develop industry-standard indicators, and (e) to translate research into policy action. What does MIA research mean for India’s poorest communities? In India, out-of-pocket expenses on health care account for 77 percent of the total health care expenditure. High aggregated health costs force three percent of the population annually and one in four hospitalized patients to fall below the
