What are the main exclusions for baggage and equipment cover?
• You must always take proper care of your belongings and not leave things, particularly valuables, unattended. Leaving something behind is not covered. • Valuables like cameras, jewellery, money (see definitions) are not covered when unattended except in locked accomodation. • Fragile items including video or digital cameras are not covered against accidental damage. • For equipment, we specifically exclude damage whilst being used for racing or competition. • Damage in use of mountain bikes and cracking, scratching and denting of canoes or kayaks in use are not covered.
