What are the MOP codes on a credit report?
(back to top) The MOP (Manner of Payment (status)) codes read as follows: • 0 – Too new to rate CURRENT • 1 – Current CURRENT • 2 – 30 days late DEL 30 • 3 – 60 days late DEL 60 • 4 – 90 days late DEL 90 • 5 – 120 days late DEL 120 • 6 – 150 days late DEL 150 • 7 – Wage Earner Plan or Bankruptcy WEP/BKRP • 8 – Repossession or Foreclosure REPO/FCL • 9 – Collection or Charge-off COLL/P&L • U – Unrated UNRATED