What can slow down the Individual health insurance underwriting process?
These are the most common issues that can slow down health underwriting. 1. Missing information on the application. Probably the most common issue is that the information on the application is not complete. This is more of an issue with the hard copies as the online application forces you to complete each section before moving on. Plan selection, health history follow-up sections, signatures, and billing information are key areas to double-check. The health history section makes up roughly half of the application so this is especially important to review. Make sure that for every “yes” answer, you have corresponding information in the following sections where details are listed. Missing information can also affect your policy in the future so make sure to include all pertinent information. 2. Incorrectly answering question. A common mistake is to rush through the application and inadvertently answer questions incorrectly. For example, we commonly see the female last period question ans
