What communication will take place to inform all current Service personnel of the choices they have to make?
A detailed communication strategy is currently being devised to ensure existing personnel have details of the new schemes. At a future date, individuals will be given personal benefit statements relating to both schemes plus details of the final scheme design in good time to help them decide whether to stay with the existing scheme or to transfer to the new scheme. No advice can be given by MoD staff on what choice to make. This must be a personal decision. Individuals will be able to seek independent financial advice if they think this is necessary and MoD is looking to see how it might facilitate this. However, MoD could not pay for such advice.