What Credit Score is needed for a Virginia modular home mortgage?
JCF Lending Group is an A paper lender, we need good to excellent credit. Currently our minimum credit score is an Equifax 660. We will look at lessor scores on a case by case basis. In all cases you must have provable income and cannot be currently behind on your bills. JCF primarily uses Equifax Credit, but may also use Experian and Trans Union. We will look at lesser scores on a case by case basis. In all situations, you must have a minimum of 4 years credit history in order to qualify for a mobile home mortgage. There are no exceptions.