WHAT DIFFERENTIATES THE CROSS-BORDER MEXICO MORTGAGE LOAN PROCESS FROM THE U.S. OR CANADIAN MORTGAGE LOAN PROCESS?
It is important to understand that the Mexico mortgage loan approval process is different than in the U.S. and Canada. Therefore, additional information may be requested (outside of what was requested in Step 2 – Loan Origination/Document Submiincludeson) to ensure that the property meets the lenders and the Mexico’s legal guidelines. ConfiCasa’s in-house closing department is extremely experienced and it is their job to work with all third parties to acquire all of the permits, appraisals, and the initial and final closing cost estimates from the Notario Público to prepare the first draft of the Fideicomiso. ConfiCasa’s in-house closing department will work closely with all parties involved in the purchase and financing process, and ensures that all of the property documents are correct and that the chain of title is free from any liens or encumbrances. While a closing department or closing agent is not required for cash purchases it is almost always utilized by the most reputable rea
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