What Do Insurance Underwriters Do?
Insurance underwriters create insurance policies for individuals and businesses based a number of factors. An underwriter determines whether or not to insure a client based on careful analysis of previous records, objective statistics, and potential risks the client may face. Policies are written in a manner that offers the most protection to the insurance company against loss, while providing the client with the security of knowing that he or she will be compensated in the event of unfortunate situation.