What do the ECOA codes mean on the credit report?
(back to top) 0 = Undesignated 1 = Individual Account 2 = Joint Liability 3 = Authorized User (Spouse) 4 = Joint (Undetermined whether 2 or 3) 5 = Co-Signor Not Spouse 6 = On Behalf of Account 7 = Subject Primarily Responsible But Has Co-Signor 8 = Individual Account of Spouse 9 = Subject No Longer Responsible for Account