What do you suggest we do if we find ourselves in need of some cash, eg, home repairs, while in the middle of eliminating debt?
Perhaps you could divide the repairs into “Critical” and “Desired.” Do the critical ones before starting on the program and the desired ones afterwards. If you could refinance and get enough cash to do the Critical repairs, and then put the new mortgage into the debt-elimination plan, that might work. You need to run the numbers and see how that would affect your debt-elimination time line.
